Mark Androvich writes, "Making predictions is a risky business - especially on the Internet, where every thoughtless statement can end up preserved for eternity (or at least long enough for someone to taunt you with it for the rest of your life)."
"Realising that I'm in a no-win situation then, I am nevertheless offering the following insights on the upcoming year. While reading, keep in mind that if I truly knew the future, I would be a lot wealthier than I am right now."
